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Pet Insurance

We highly recommend that you purchase pet insurance for your senior pet. Should your pet develop an illness or has an accident, pet insurance can pay up to 90% of your pet’s medical bills. There is a cost to pet insurance premiums, typically starting around $30 per month and will depend on the age and health of your pet, and there would also be a copay of around 10% or more depending on the plan you choose. For a complete list of pet insurance options, and to apply right online, visit our pet insurance facts page. 

Pet Insurance Grants

The Elderly Pet Organization makes available a small number of micro grants to help pay pet insurance premiums for at risk senior pets. Should you wish to apply for a micro grant from the Elderly Pet Organization, visit our grants for senior pets page. We also make available grants for pet medical supplies, pet bedding or pet grooming supplies. Please visit our grants page for more information and to learn if you qualify.

Pet Discount Plan

If you are unable to qualify for pet insurance, because your pet has a pre existing condition that would not be covered by pet insurance, another option for discounted medical care is through the Pet Assure discount medical program for pets. Learn more about Pet Assure.

Veterinary Hospice

Lap of Love offers veterinary hospice throughout the USA. It is a family-focused, medically supervised, team-oriented service that is dedicated to maintaining the comfort and quality of life for terminally ill or senior pets until a natural death occurs of the family elects euthanasia.

Financial Help

Should you need help paying for your pet’s medical treatment and care, and if you have exhausted other options, please contact your local ASPCA or The Pet Fund at 916-443-6007 to inquire about funding for non basic, non emergency care. If you qualify, payment would be made directly to your veterinarian. For more funding options, please read our article on Paying for your senior pet care.


If you can no longer take care of your pet and are considering euthanizing or surrendering your pet, please consider rehoming your pet instead. There are many animal lovers who may consider adopting your pet. With rehoming, you keep your pet with you and care for your pet while you wait for someone to adopt them. To learn more about rehoming, visit our rehoming information page. 

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